We Make The American Dream Of Homeownership Possible...Everyday!

Welcome to The Burks Lending Group

Your Trusted Mortgage Experts in Middle Tennessee

At The Burks Lending Group, empowered by NEXA Mortgage LLC, we’re redefining the mortgage experience—making it simple, transparent, and stress-free. We specialize in personalized loan solutions that support every stage of your financial journey, from first-time homebuyers to seasoned investors.

As an independent brokerage, we’re not tied to one lender. Instead, we shop from a vast network of banks and mortgage providers to secure the best possible rates, terms, and programs for your situation. Our clients gain access to the same products as large institutions—but with boutique-level service and support every step of the way.

We help clients access:

• Down Payment Assistance – Grants and forgivable loans to make upfront costs more manageable.
• First-Time Buyer Programs – Special rates and resources to help you purchase with confidence.
• Flexible Self-Employment Options – Qualify using:
  • Bank Statements 
  • Profit & Loss (P&L) Statements
  • 1099 Income

Our team provides expert guidance, transparent communication, and a tailored lending strategy to help you secure the right loan—without the stress.

From Investors to Non-Traditional Borrowers, We've Got You Covered

No two borrowers are alike. That’s why we offer a wide range of customized loan options to support diverse financial situations and long-term goals:

• Real Estate Investors
  Take advantage of Fix & Flip loans, DSCR (Debt Service Coverage Ratio) loans, and other investor-friendly products.
• Non-Traditional Income Borrowers
  Ideal for freelancers, contractors, and entrepreneurs—offering flexibility beyond traditional W-2 income.
• Specialty Programs
  Bridge loans, Non-QM (non-qualified mortgage) solutions, ITIN and other creative options for unique needs.

We work hard to ensure every client has access to the tools they need to grow, invest, and succeed.

Save Money. Build Equity. Improve Financial Flexibility.

Refinancing isn’t just about lowering your rate—it’s about creating long-term value. Whether you're aiming to reduce your monthly payment, access equity, or simplify your finances, we offer strategic refinance solutions tailored to your goals:

• FHA Streamline – No appraisal required, minimal documentation, fast process.
• VA IRRRL – Streamlined refinancing for eligible veterans and active service members.
• USDA Streamline – Ideal for homeowners with existing USDA loans in rural areas.
• Cash-Out Refinance – Use your home equity to pay off debt, invest, or fund life events.

We’ll help you evaluate the best options and time your refinance to maximize long-term savings.

Local Experts. Personal Service. Community Focused.

From the rolling hills of rural counties to the vibrant growth of cities like Nashville and Murfreesboro, we proudly serve homebuyers and homeowners across Middle Tennessee.

We understand the local housing market inside and out—and that allows us to deliver smarter strategies, faster closings, and more competitive solutions tailored to your neighborhood and lifestyle.

Whether you're buying a peaceful countryside retreat or a home in a top-rated school district, we’re here to guide you with experience and care.

More Than Mortgage Brokers—We’re Your Long-Term Lending Partners

At The Burks Lending Group, your success is our mission. We take time to understand your financial picture, answer your questions, and guide you to the best loan—now and for the future.

Our commitment doesn’t end at the closing table. We stay connected, continue to offer insights, and remain a trusted resource for refinancing, investment strategies, and future purchases.

Let’s talk about your goals and turn your homeownership dreams into reality—starting today.