We Make The American Dream Of Homeownership Possible...Everyday!

Welcome to The Burks Lending Group

Your Trusted Mortgage Experts in Middle Tennessee

At The Burks Lending Group, we’re redefining the mortgage experience—making it simple, transparent, and stress-free. Whether you’re buying your first home, refinancing, or growing your investment portfolio, we deliver smart, personalized lending solutions that fit your life and financial goals.

Why Work With Us?

As an independent mortgage brokerage, we’re not tied to any single lender. That means:

• You get access to wholesale rates and flexible programs
• We leverage from our wide network of lenders to find your best match
• You receive boutique-level service with big-bank loan options

Tailored Lending Solutions for Every Borrower

First-Time Home Buyers

• Down Payment Assistance – Grants and forgivable loans to help reduce upfront costs
• Low Down Payment Programs – Including FHA, HomeReady®, and Conventional 97
• Step-by-Step Guidance – Clear communication throughout the process

Self-Employed & Non-Traditional Income

• 1099 Loans – Great for contractors and gig workers
• Bank Statement Loans – Use deposits to show income
• Profit & Loss (P&L) Qualification – A flexible alternative to tax returns
• Non-QM & ITIN Programs – For unique situations that don’t fit the traditional mold

Real Estate Investors

• DSCR Loans – Qualify using rental income
• Fix & Flip Financing – Fast capital for renovation projects
• Bridge Loans – Short-term solutions for long-term growth

👉 Want to see what you qualify for? Qualify Now

Refinance with Purpose

Refinancing is more than just a lower interest rate—it’s about creating financial flexibility and long-term savings. We’ll help you choose the right strategy and timing to meet your goals:

• FHA Streamline Refinance – No appraisal, fast process
• VA IRRRL – Streamlined refinance for eligible veterans and service members
• USDA Streamline – Ideal for rural homeowners
• Cash-Out Refinance – Access your home’s equity for debt payoff, investments, or life events

Your Local Lending Experts in Middle Tennessee

From peaceful rural areas to dynamic cities like Nashville, Murfreesboro, and Franklin, we understand the local housing market inside and out. That gives you:

• Smarter loan strategies
• Faster closings
• Solutions tailored to your lifestyle and location

Whether you’re purchasing in a quiet countryside community or a top-rated school district, we’ll guide you every step of the way.

We’re Your Long-Term Lending Partners

Your success is our mission. We take the time to understand your full financial picture, answer your questions, and guide you to the best loan—not just for today, but for the future.

Our support doesn’t end at closing. We stay connected with insights, opportunities, and guidance for refinancing, investing, and your next move.

✅ Let’s Get Started

Your dream home is closer than you think.
Contact us today and let’s turn your homeownership goals into reality.